:root{
  --kf-bg:#f7f5f0; --kf-card:#ffffff; --kf-line:#e3ddd2;
  --kf-text:#23272e; --kf-mute:#6b7280; --kf-acc:#0e7490; --kf-acc-d:#155e75;
}
*{box-sizing:border-box;margin:0;padding:0}
body.kf-body{background:var(--kf-bg);color:var(--kf-text);font:16px/1.65 "PT Serif",Georgia,serif}
.kf-wrap{max-width:1080px;margin:0 auto;padding:0 20px}
a{color:var(--kf-acc);text-decoration:none}
a:hover{color:var(--kf-acc-d)}

.kf-head{position:sticky;top:0;z-index:50;background:rgba(247,245,240,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--kf-line)}
.kf-head__row{display:flex;align-items:center;gap:26px;padding:12px 20px}
.kf-logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;color:var(--kf-text);font-family:"PT Sans",system-ui,sans-serif}
.kf-logo img{width:34px;height:34px;border-radius:8px}
.kf-nav{display:flex;gap:18px;margin-left:auto;font-size:14px}
.kf-nav a{color:var(--kf-mute)}
.kf-nav a:hover{color:var(--kf-acc)}
@media(max-width:700px){.kf-nav{display:none}}

.kf-btn{background:var(--kf-acc);color:#fff;padding:13px 26px;border-radius:8px;font-weight:700;border:0;cursor:pointer;font-size:16px;font-family:"PT Sans",system-ui,sans-serif;display:inline-block}
.kf-btn:hover{background:var(--kf-acc-d);color:#fff}
.kf-btn--s{padding:8px 18px;font-size:14px}
.kf-btn--big{width:100%;padding:15px;font-size:17px}

.kf-hero{padding:64px 0 48px;border-bottom:1px solid var(--kf-line)}
.kf-rubric{color:var(--kf-acc);text-transform:uppercase;letter-spacing:.12em;font:700 13px "PT Sans",system-ui,sans-serif;margin-bottom:14px}
.kf-h1{font-size:clamp(28px,4.2vw,44px);line-height:1.2;font-weight:700;margin-bottom:18px;max-width:780px}
.kf-lead{font-size:18px;color:var(--kf-mute);max-width:720px;margin-bottom:26px}
.kf-lead--s{font-size:16px;margin-bottom:0}
.kf-hero__cta{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.kf-note{font-size:13px;color:var(--kf-mute)}

.kf-sec{padding:52px 0;border-top:1px solid var(--kf-line)}
.kf-sec--tint{background:#f1ede4}
.kf-sec--form{background:var(--kf-card)}
.kf-h2{font-size:clamp(22px,3vw,30px);font-weight:700;margin-bottom:24px}

.kf-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.kf-cols--2{grid-template-columns:1.1fr .9fr}
@media(max-width:800px){.kf-cols,.kf-cols--2{grid-template-columns:1fr}}
.kf-item{background:var(--kf-card);border:1px solid var(--kf-line);border-radius:12px;padding:22px}
.kf-item h3{font-size:17px;margin-bottom:10px;font-family:"PT Sans",system-ui,sans-serif}
.kf-item p{font-size:14.5px;color:var(--kf-mute)}

.kf-table{display:flex;flex-direction:column;gap:0;border:1px solid var(--kf-line);border-radius:12px;overflow:hidden;margin-bottom:16px;background:var(--kf-card)}
.kf-trow{display:grid;grid-template-columns:280px 1fr;gap:16px;padding:15px 20px;border-bottom:1px solid var(--kf-line)}
.kf-trow:last-child{border-bottom:0}
.kf-trow:nth-child(odd){background:#fbf9f4}
.kf-trow b{font-family:"PT Sans",system-ui,sans-serif}
.kf-trow span{color:var(--kf-mute);font-size:14.5px}
.kf-small{font-size:13px;color:var(--kf-mute)}

.kf-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.kf-list li{background:var(--kf-card);border:1px solid var(--kf-line);border-left:3px solid var(--kf-acc);border-radius:8px;padding:12px 16px;color:var(--kf-mute);font-size:15px}
.kf-quote{background:var(--kf-card);border:1px solid var(--kf-line);border-radius:12px;padding:24px;font-style:italic}
.kf-quote p{margin-bottom:12px;font-size:16px}
.kf-quote span{font-size:13px;color:var(--kf-mute);font-style:normal}

.kf-steps{list-style:none;counter-reset:st;display:flex;flex-direction:column;gap:14px;max-width:720px}
.kf-steps li{counter-increment:st;padding-left:52px;position:relative;color:var(--kf-mute)}
.kf-steps li::before{content:counter(st);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--kf-acc);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:"PT Sans",system-ui,sans-serif}
.kf-steps b{color:var(--kf-text)}

.kf-faq{display:flex;flex-direction:column;gap:10px;max-width:820px}
.kf-faq__item{background:var(--kf-card);border:1px solid var(--kf-line);border-radius:10px;padding:16px 20px}
.kf-faq__item summary{cursor:pointer;font-weight:700;font-family:"PT Sans",system-ui,sans-serif;list-style:none}
.kf-faq__item summary::before{content:"▾";color:var(--kf-acc);margin-right:10px}
.kf-faq__item p{margin-top:10px;color:var(--kf-mute);font-size:14.5px}

.kf-form__grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}
@media(max-width:800px){.kf-form__grid{grid-template-columns:1fr}}
.kf-form{background:var(--kf-bg);border:1px solid var(--kf-line);border-radius:12px;padding:24px;display:flex;flex-direction:column;gap:14px}
.kf-field{display:flex;flex-direction:column;gap:6px}
.kf-field span{font-size:12px;color:var(--kf-mute);text-transform:uppercase;letter-spacing:.08em;font-family:"PT Sans",system-ui,sans-serif}
.kf-field input{background:var(--kf-card);border:1px solid var(--kf-line);border-radius:8px;padding:12px 14px;font-size:16px;font-family:"PT Serif",Georgia,serif}
.kf-field input:focus{outline:none;border-color:var(--kf-acc)}
.kf-consent{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;color:var(--kf-mute);cursor:pointer;line-height:1.45;font-family:"PT Sans",system-ui,sans-serif}
.kf-consent input{margin-top:3px;width:17px;height:17px;flex-shrink:0;accent-color:var(--kf-acc)}
.kf-consent a{color:var(--kf-acc);text-decoration:underline}
.kf-state{font-size:14px;min-height:20px;font-family:"PT Sans",system-ui,sans-serif}
.kf-state.ok{color:#2f9e44}
.kf-state.err{color:var(--kf-acc)}

.kf-foot{border-top:1px solid var(--kf-line);padding:26px 0;color:var(--kf-mute);font-size:13px;font-family:"PT Sans",system-ui,sans-serif}
.kf-foot__row{display:flex;flex-direction:column;gap:8px}
.kf-foot a{color:var(--kf-mute);text-decoration:underline}
.kf-foot__req{font-size:12px;opacity:.85}